By using ooba you are more likely to get your home loan approved than by just applying to your bank.
- We will help you complete one application form which can be submitted to all banks.
- We will apply to multiple banks including your own with only one application.
- We will provide you with multiple quotes to compare.
- We will negotiate rate & terms where necessary.
- We will help you secure a zero-deposit bond if required.
Got questions?
Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.
- Can I get a home loan without a deposit?
Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.
- Why should I get prequalified?
A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.
- I have been prequalified; will the bank guarantee this money?
While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.
- What does a credit check include?
A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts
