BY ACCESSING AND USING THIS WEBSITE OR APPLICATION AND/OR OUR SERVICES, THE CUSTOMER IS PROVIDING HIS/HER EXPRESS AND VOLUNTARY CONSENT TO THE PROCESSING OF THEIR PERSONAL INFORMATION BY SEEFF (“THE COMPANY") ON THE BASIS SET OUT IN THIS PRIVACY NOTICE. IF THE CUSTOMER DOES NOT CONSENT, THE CUSTOMER MUST IMMEDIATELY STOP ACCESSING AND/OR USING THIS WEBSITE AND OUR SERVICES.

  1. Introduction

    1. THE COMPANY collects, uses and, in some circumstances, shares the personal information of Customers in and through this website and during the provision of services to you.
    2. THE COMPANY respects the rights of Customers whose personal information is collected and used by it, including their right to protection against the unlawful collection, retention, sharing and use of such personal information.
    3. The purpose of this Privacy Policy is to provide Customers with information about the information processing activities of THE COMPANY and the manner in which their rights are protected.
    4. This Privacy Policy shall serve as a notification to Customers about THE COMPANY's processing activities which will remain valid for as long as one has an active account with or is using the services of THE COMPANY, including the browsing of this website. Customers will not be notified separately on each occasion that THE COMPANY processes the same personal information in the same way over the period.
    5. THE COMPANY may amend the provisions of this Privacy Policy to comply with any changes in the law, and/or pursuant to any changes to its information processing activities or privacy practices. Such amendments will be published on the website and will become operable from the date of such publication.
    6. This privacy policy, and the interpretation and enforcement thereof, will be governed by the laws of the Republic of South Africa.
    7. The provisions of this Privacy Policy are, as far as possible, incorporated into any agreement between THE COMPANY and Customers.
  2. Definitions and Interpretation

    1. In this Privacy Policy, the following words bear the following meanings:
      1. "consent" means any voluntary, specific and informed expression of will in terms of which permission is given by or on behalf of a Customer for the processing of their personal information;
      2. "direct marketing" means to approach a data subject, either in person or by mail or electronic communication, for the direct or indirect purpose of promoting or offering to supply any goods or services to the data subject;
      3. "information officer" means the Information Officer of THE COMPANY from time to time.
      4. "operator" means an outside third party who processes personal information for or on behalf of THE COMPANY in terms of a contract or mandate;
      5. "PAIA" means the Promotion of Access to Information Act 2 of 2000;
      6. "personal information" means any information linked to a Customer or information that can identify a Customer, including but not limited to:
        1. information relating to a Customer's gender, nationality, ethnic or social origin age, language;
        2. a Customer's e-mail address, physical address, telephone number, location information or online identifier;
        3. a Customer's financial information including banking details and invoice information;
        4. a Customer's personal opinions, views or preferences;
        5. correspondence sent by a Customer which is of a private or confidential nature;
        6. the Customer's special personal information, including without limitation information about a Customer's health; and
        7. the Customer's name if it appears with other personal information relating to that Customer, or if the disclosure of their name on its own would reveal further personal information about that Customer;
      7. "POPIA" means the Protection of Personal Information Act of 2013, including any regulations or codes of conduct promulgated under it;
      8. "process” or “processing" means, in relation to personal information, any operation or activity or any set of operations, whether or not by automatic means, including:
        1. the collection, receipt, recording, organisation, collation, storage, updating or modification, retrieval, alteration, consultation or use of that information;
        2. dissemination by means of transmission, distribution or making available in any other form; or
        3. merging, linking, as well as restriction, degradation, erasure or destruction of that information;
      9. "special personal information" means the religious or philosophical beliefs, race or ethnic origin, trade union membership, political persuasion, health, sex life or any biometric information of a Customer; and may include criminal behaviour of a Customer to the extent such data relates to the alleged commission of the Customer of an offence or any proceedings in respect of any offence allegedly committed by a Customer or the disposal of such proceedings
      10. "services" means the services provided to any Customer by THE COMPANY;
      11. "Customer" means a visitor or Customer of this website or application, or any of the content or services associated with this website or application; and
      12. "the website" means the website or application or any part thereof which is accessible from www.seeff.com.
    2. Any reference in this Privacy Policy to:
      1. the singular includes the plural and the other way around;
      2. any one gender includes the other genders, as the case may be;
      3. an act, regulation or other law is to the version of that law in force at the effective date of this Policy and includes any amendment or re-enactment made to that law after the effective date of this Policy.
    3. When calculating any number 1of days for the purposes of this Policy, the first day must be excluded and the last day of the relevant interval included, unless the last day is not a business day, then the last day will be the next succeeding business day.
    4. The word "include" means "include without limitation". Use of the word "include" or "in particular" is for illustration or emphasis only and where followed by specific examples must not be interpreted as limiting the meaning of the general wording preceding it.
    5. A requirement that any Policy, request, demand or other communication made in terms of this Privacy Policy must be in writing will be met if it is in the form of a data message as defined in the Electronic Communications and Transactions Act, No. 25 of 2002, and is accessible in a manner usable for subsequent reference, provided that this policy may not be amended as such.
  3. Responsible Party

    1. THE COMPANY will be the party who will be collecting and processing a Customer's personal information and as such is designated as the "responsible party" for the purposes of this Policy.
    2. THE COMPANY's contact details are as follows:
      1. Email: informationofficer@seeff.com
        Website address: www.seeff.com
    3. THE COMPANY may instruct third party operators from time to time to undertake certain processing activities relating to the Customer's personal information.
  4. What Personal Information is Collected

    1. THE COMPANY may collect the following personal information from the Customer:
      1. Initials, first name, surname;
      2. Date of birth;
      3. Email address;
      4. Age and language preference;
      5. Gender;
      6. Cellphone number;
      7. Property details;
      8. Financial information;
      9. Physical address;
      10. Geo-location data;
      11. Employment details; and
      12. Identity or passport number.
    2. The supply of personal information by the Customer to THE COMPANY is voluntary and not mandatory. However, if the Customer refuses to supply any personal information, certain consequences may naturally flow from such a refusal, such as preventing THE COMPANY from concluding or performing any contract with the Customer, or preventing THE COMPANY from complying with one or more of its obligations in law.
    3. There are certain laws which require or authorise THE COMPANY to collect a Customer's personal information, including the Financial Intelligence Centre Act 38 of 2001 (FICA), the Property Practitioners Act, various South African Revenue Services Acts and directives issued under these Acts
  5. Purpose/s for Collection and Processing of Personal Information

    1. THE COMPANY shall only collect a Customer's personal information for a specific, explicitly defined and lawful purpose relating to a function or activity of THE COMPANY's business.
    2. Such purposes may include the following:
      1. to enter into a contract with a Customer;
      2. to perform any obligations under a contract with a Customer including the provision of services to the Customer;
      3. to comply with a legal obligation;
      4. to protect a legitimate interest of a Customer (unless the Customer has specifically objected in writing to all or some of the processing activities on reasonable grounds);
      5. to pursue its own legitimate interests or the legitimate interests of a third party who it is sharing the information with (unless the Customer has specifically objected in writing to all or some of the processing activities on reasonable grounds);
      6. to process personal information for direct marketing purposes (only if the Customer has opted in to receiving any direct marketing material);
      7. to customise and display content to the Customer in a way that THE COMPANY feels may interest the Customer or be most beneficial to them;
      8. to send content including, but not limited to products, articles, listings and advertisement content to the Customer via email or other electronic media, where the Customer has consented to be contacted by THE COMPANY with such content;
      9. to enable the Customer to voluntarily participate in interactive features;
      10. to notify the Customer about changes to the website or services.
    3. If THE COMPANY intends to process a Customer's personal information for any other purpose not listed in clause 5.2 or which is otherwise not automatically permitted by law, it shall ensure that it obtains the Customer's written consent to do so.
    4. THE COMPANY will not sell a Customer's personal information to any third party without the prior written consent of the Customer.
  6. Collection Directly from Customer

    1. THE COMPANY shall, as far as possible, collect personal information about a Customer directly from the Customer, except in the following circumstances:
      1. Where personal information is available on a public record;
      2. where the Customer has given their written consent to THE COMPANY to collect their information from another source;
      3. where it is more practicable to collect the information from another source;
      4. where the collection of a Customer's personal information from another source will not prejudice any of the Customer's legitimate interests;
      5. where the collection of personal information from another source is necessary to maintain THE COMPANY's legitimate interests or those of any third party it intends sharing the information with;
      6. where the collection of personal information directly from the Customer would prejudice the purpose for the collection;
      7. where the collection of personal information directly from the Customer is not reasonably practicable in the circumstances.
    2. If THE COMPANY collects personal information from a source other than the Customer, it shall record in writing the details of that source, including the full names and contact details of that source where applicable.
    3. Personal information may be collected from or supplied by the Customer in any of the following ways:
      1. through the use of an iOS or Android or other mobile application operating system;
      2. through the use of the service via a computer or mobile browser;
      3. when requesting further services or information from THE COMPANY;
      4. when contacting THE COMPANY to report a problem with the website or the services or for any other reason;
      5. when calling THE COMPANY to request information or services;
      6. when completing any forms on the website.
    4. The Customer may visit the website without providing any personal information. However, the website's servers may still collect technical information regarding the use of the website, which is aggregated for analytical purposes, technical maintenance and for improving the content offered on the website. Such information may include details of the Customer's visit, information about the Customer's computer, including IP (Internet Protocol) address, operating system and browser type, the Customer's location, and usage information. An individual Customer will not be identified from or by this information and THE COMPANY is entitled to copy, distribute or otherwise use such information without limitation.
    5. THE COMPANY makes use of personal information which was derived from public records which may have been curated by private companies.
  7. Cookies

    1. "Cookies" are small text files transferred by a web server to a Customer's hard drive and thereafter stored on their computer. The types of information a Cookie collects includes a Customer's username, the date and time of their visits to the website, their browsing history and preferences.
    2. THE COMPANY may use Cookies on this website to:
      1. distinguish one Customer from another on the website;
      2. remember the Customer's last session when they return to the website;
      3. estimate the website's audience size and usage patterns;
      4. store information about the Customer's preferences, which allows THE COMPANY to customize the website and content according to the Customers individual preferences; and
      5. speed up searches on the website.
    3. The provisions of this clause are only applicable to Cookies used by THE COMPANY. In some instances, third-party service providers may use Cookies on the website. THE COMPANY cannot and does not control or access Cookies used by third party service providers and takes no responsibility therefor.
    4. The Customer has the right and ability to either accept or decline the use of Cookies on their computer's web browser, whether they are logged in as a member, or simply casually visiting the website. However, declining the use of Cookies may limit a Customer's access to certain features on the website.
  8. General Conditions for Processing Personal Information

    1. THE COMPANY shall comply with all laws, contracts or regulations when it processes a Customer's personal information.
    2. THE COMPANY shall not act unreasonably when processing a Customer's personal information. This means that it will collect and process a Customer's personal information in a way that the Customer can reasonably expect and in a way that is fair.
    3. THE COMPANY shall respect the Customer's right to privacy at all times. If there is another way in which it can achieve the same goal without posing any risk of harm to the privacy rights of the Customer, then it will choose that option.
    4. Similarly, if THE COMPANY needs to process personal information but there are less privacy-invasive methods of collecting, using and sharing that information, then it will use those methods.
    5. THE COMPANY shall ensure that the personal information that is collected and processed is and remains relevant to the identified purpose/s for such processing, and that such information is and remains adequate, but not excessive, for achieving the identified purpose/s.
    6. If there are any alternative ways to achieve the identified purpose/s without processing personal information, THE COMPANY shall not process that personal information.
    7. THE COMPANY shall ensure that the processing activities it chooses to apply are proportionate to achieving the identified purpose/s and that no less privacy invasive measures are available to achieve the same purpose/s.
    8. THE COMPANY shall ensure that, regardless of the stated purpose/s for processing personal information, the rights and interests of Customers will not be unnecessarily prejudiced or infringed, unless it cannot be avoided, and then in such cases, it shall ensure that its own rights and/or interests justify such prejudice or infringement taking place.
    9. THE COMPANY shall be entitled to store the personal information of Customers indefinitely unless the Customer objects thereto. In the event a Customer objects to the indefinite storage, once THE COMPANY has achieved the purpose for the collection of the Customer's personal information, it will destroy or delete such information, unless the Customer has directed otherwise in writing, or THE COMPANY is required by law to retain the information for a longer period of time.
    10. If THE COMPANY no longer needs to process personal information to achieve the purpose originally specified, it will stop using that information.
  9. Disclosure and Sharing of Personal Information

    1. THE COMPANY may, in the course of providing any content or services on this website, or for the purposes of concluding or performing any other services or transaction with a Customer, share certain personal information with third party operators who perform certain processing activities on behalf of THE COMPANY.
    2. The information shared and the categories of third party operators with whom it is shared will always be notified to you prior to being shared. Notwithstanding the aforegoing, you consent to us sharing your personal information with the following operators (and you consent to their providing necessary feedback to THE COMPANY):
      1. Licensee entities of THE COMPANY;
      2. Mortgage origination companies;
      3. Financial services providers;
      4. Buyer's Trust;
      5. Credit bureaus;
      6. Attorneys;
      7. Compliance certification companies;
      8. Switching service providers.
    3. THE COMPANY may also share aggregated information about Customers of this website and their usage patterns. Such aggregated information will be de-identified and the Customer's personal information will not be disclosed.
    4. Other than as stated in clause 9.1 and 9.3, THE COMPANY shall not share a Customer's personal information with any third parties unless it has the Customer's express consent to do so.
  10. Customer's Rights in Relation to the Processing of Their Personal Information

    1. Customers shall have the following rights in relation to the processing of their personal information:
      1. to access and correct any personal information held by THE COMPANY about them;
      2. to object to the processing of their information; and
      3. to lodge a complaint with the Information Regulator (https://justice.gov.za/inforeg/)
    2. Customers may make a request in terms of clause 10.1.1 by following the process for making such a request as set out in THE COMPANY's PAIA manual.
  11. Further Processing

    1. THE COMPANY shall not process a Customer's personal information for any purpose not previously specified except in the following circumstances:
      1. where the Customer has consented to such further processing;
      2. where the further processing is necessary for the exercise of any contractual rights or the fulfillment of any obligations between THE COMPANY and the Customer;
      3. where the further processing activities are linked to or compatible with the original purpose;
      4. where the further processing is necessary for the prevention, detection, investigation, prosecution and punishment of an offence;
      5. where the further processing is necessary to enforce any law;
      6. where the further processing is necessary for the conduct of legal proceedings in any court or tribunal that have commenced or are reasonably contemplated;
      7. where the further processing is necessary to prevent or mitigate a serious and imminent threat to the life or health of the Customer or another individual;
      8. where the further processing is necessary for historical, statistical or research purposes.
    2. THE COMPANY shall ensure that if it intends processing personal information for other purposes not previously specified, it shall notify the Customer of such further purposes and the possible consequences of the intended further processing for the Customer.
  12. Accuracy, Correctness and Completeness of Personal Information

    1. THE COMPANY shall take reasonably practicable steps to ensure that the personal information kept by it about Customers is complete, accurate, not misleading and is updated when necessary.
    2. However, if a Customer is aware of any personal information in THE COMPANY's custody that is incorrect, inaccurate or which needs to be updated, the Customer must make a written request to THE COMPANY's information officer at informationofficer@seeff.com to update or correct the relevant information.
    3. If a Customer has contested the accuracy of any personal information being used by THE COMPANY, it shall immediately stop using that information until its accuracy has been verified, if it is reasonably practicable to do so.
    4. THE COMPANY reserves its right to only adhere to a request from a Customer in terms of clause 12.2 if the correction or updating of that information will result in the personal information being correct and accurate.
  13. Security Safeguards

    1. THE COMPANY is committed to protecting the personal information in its custody against any loss of, damage to or unauthorised destruction of that information, and to prevent any unauthorised parties from accessing that information.
    2. THE COMPANY takes steps to continually identify and document any risks to the personal information it has in its possession or under its control and that appropriate security safeguards are in place against those risks.
    3. THE COMPANY shall ensure that in any contracts entered into with third party operators who process personal information on THE COMPANY's behalf, will include the following obligations:
      1. the operator shall not process any personal information without THE COMPANY's knowledge and authority;
      2. the operator shall treat all personal information given to it as confidential and shall not disclose it to any unauthorised third parties;
      3. the operator shall establish and maintain adequate security measures which are the same or offer similar protection over the personal information as that employed by THE COMPANY;
      4. the operator shall notify THE COMPANY immediately where there are reasonable grounds to believe that any personal information has been leaked to or accessed by any unauthorised person;
      5. if the operator is situated in another country, it must comply with the data protection laws in that country and be able to provide verification that it is so compliant;
      6. if an operator is legally obliged to disclose any personal information processed by them on THE COMPANY' behalf to other parties, it must notify THE COMPANY beforehand to enable THE COMPANY and/or individual Customers to protect their rights if necessary.
    4. THE COMPANY shall ensure that all personal information on its own systems is properly backed-up.
  14. Notification of Breach of Security

    1. If personal information about a Customer is inadvertently leaked or THE COMPANY's security has been unlawfully breached by any unauthorised party, THE COMPANY shall immediately identify the relevant Customers who may be affected by the security breach, and shall contact them at their last known email address or contact details or by the quickest means possible.
    2. THE COMPANY shall provide sufficient information to the Customer to allow him or her to take the necessary protective measures against the potential consequences of the compromise, or shall advise Customers of the steps to be taken by them and the possible consequences that may ensue from the breach for them.
  15. Children's Personal Information

    THE COMPANY shall not process any personal information relating to a person under the age of 18 years unless it has obtained consent from that person's parent or legal guardian. If this website is being accessed by the parent or guardian of a child under the age of 18 years, and personal information pertaining to that child is being provided by the parent or guardian, then they hereby expressly consent to THE COMPANY processing such information according to the further provisions of this Privacy Policy.

  16. Cross Border Transfers of Personal Information

    The Customer consents that personal information (including special personal information) may be transferred transborder, even to countries without data protection laws similar to those of South Africa, for storage purposes, or if it is in THE COMPANY's legitimate interests or those of a third party to do so.

  17. Retention of Information

    The Customer consents that THE COMPANY may keep record of his/her personal information for an indefinite period of time, unless Customer objects. In such case THE COMPANY will only keep such records if it is lawfully entitled or obliged to do so

  18. Returning, Destroying or Deleting Personal Information

    1. Where THE COMPANY is no longer authorised to retain a record of any personal information, it shall either:
      1. ensure that the information is permanently destroyed or deleted as soon as reasonably practicable; or
      2. return the information to the Customer or transfer it to a third party, if requested by the Customer in writing to do so.
  19. Consent

    1. The Customer hereby consents to the processing of their personal information in terms of the provisions of this Privacy Policy.
    2. The Customer acknowledges and agrees that such consent has been given voluntarily after the Customer has read and understood the provisions of this Privacy Policy, in particular, regarding the following:
      1. the types of personal information to be processed, including specifically special personal information;
      2. the specific processing activities to be undertaken;
      3. the specific purpose/s for such processing; and
      4. the possible consequences for the Customer that may arise from such processing.
    3. Should a Customer wish to withdraw any consent previously given by the Customer, they must notify THE COMPANY's information officer in writing.
  20. Lodging an Objection

    1. A Customer may, on reasonable grounds, object to the processing of their personal information at any time after that processing has started.
    2. If a Customer wishes to object to the processing of their personal information, they should contact THE COMPANY's information officer in writing and provide reasons for doing so. Customers may use the process and subject access request forms contained within THE COMPANY's PAIA manual available on our website.
  21. Choice of Law

    This Privacy Policy shall be governed and interpreted in accordance with the laws of the Republic of South Africa.

  22. Amendment of this Privacy Policy

    1. THE COMPANY reserves the right to change, update, add, remove and/or amend any of the provisions of this Privacy Policy from time to time. Such changes, updates, additions, removals or amendments will become effective from the date of their publication on this website.
    2. It is the Customer's obligation to periodically check the provisions of this Privacy Policy for any such changes, updates, additions, removals or amendments.
    3. The Customer's continued use of this website following any changes, updates, additions, removals or amendments to this Privacy Policy will be considered Policy of the Customer's acceptance to abide by and be bound by this Privacy Policy, as amended.
  23. Contact

    For more information on your rights to privacy over your information, or the information processing activities of THE COMPANY, please do not hesitate to contact us directly at informationofficer@seeff.com

Date of last update: 24 AUGUST 2022